EOC Week 4 Scary Legal Issues

When being a photographer and having your own business or even any kind of business, can come only with some legal issues that are a bit terrifying to have happen. A huge important thing that any photographer should have to protect themselves and even their family from legal issues, is insurance. Not just kind of insurance but many that will help protect you from legal issues from your mistakes or clients. Insurance that is important to have now to help if anything was to happen to you is health, life, and disability. Having these insurances will help protect you and your family when something is to happen to you. "I worry about an eye infection should I switch from glasses to contacts and I worry about other risks to my hands, knees, and mobility-all cornerstones of being a mobilized and active photographer. Although I have these worries, they don't overwhelm me because I know that should something go wrong, I will be protected and my family will, too" (Best Business Practices for Photographers 2nd edition, john harrington, page 119). Another insurance you should have is business insurance which means you need insurance on your camera, office, and liability insurance. "If you are doing events of this nature at large hotels and palatial estates, having the right insurance will ensure that you don't get disqualified just because you didn't have insurance." (Best Business Practices for Photographers 2nd edition, John Harrington, page 124). Another issues that you don't want to happen is the IRS to audited you. That will usually happen when you have a business and your not making any profit for a few years. They think that a business can't be around and open without making some profit for some years maybe the first year is fine but not after that. Another reason for them IRS wanting to examine you on your taxes is because they believe that there is more money for you to pay them. "A wedding photographer who deposits a bride's check in his personal banking account or tries to skirt that deposit by going to the bank the bride's check was drawn on, cashing the check, and then depositing the cash will be found out very quickly after just one or two of these cash deposits." (Best Business Practices for Photographers 2nd Edition, John Harrington, page 163). One other thing that would be a bad legal issue is having a client come to sue you because the product that they received did not meet their standards of what they were expecting. Lets say that you are still an amateur and not the best and a client hires your to shoot something like a wedding. Best to let them know that the photos are not going to look like a professional who has experience in the field. So that when they are upset about that photos you already let them know so that they are blind sided about what they were expecting.